Introduction

These terms and conditions pertain to your use of the information provided by BCGL Advocates on our website (https://www.bcgladvocates.com, “the Site”), including any requests relating to our services. By using the Site, you agree to these terms and conditions, which should be read in conjunction with our Privacy Policy.

The Site provides information about our services; however, nothing on the Site should be deemed to constitute legal advice. While we strive for accuracy, timeliness, and completeness of information, you should refrain from relying on the Site’s in determining whether to take any action, or refrain from acting, without seeking appropriate legal or professional advice.

No part of the Site constitutes a contractual offer capable of acceptance. Any details provided are for informational purposes only. 

We reserve the right to revise and amend these terms and conditions periodically to reflect changes in market conditions, technology, payment methods, relevant laws, regulatory requirements, or any other reasons at our discretion. Your continued use of the Site constitutes your acceptance of any such changes.

General Disclaimer

BCGL Advocates makes no representations or warranties regarding the Site or its contents. We disclaim all warranties, whether express or implied, including but not limited to warranties of accuracy, completeness, or suitability for any purpose. The information on the Site may contain technical inaccuracies or typographical errors, for which we expressly exclude liability to the fullest extent permitted by law.

Except for losses caused directly by our gross negligence or willful misconduct, BCGL Advocates and its employees disclaim any liability for actions taken or not taken based on the Site’s contents. We are not liable for delays or failures resulting from events or circumstances beyond our control.

BCGL Advocates is not responsible for losses resulting from third-party services outside our control, whether used to access the Site or comply with client instructions. We are also not liable for any loss or damage arising from the use of the Site. All information on the Site is:

• General and informative in nature,
• Not necessarily comprehensive, complete, or up-to-date,
• Subject to change without notice.

We are not liable for losses resulting from your access to third-party websites through links on the Site. We reserve the right to modify, suspend, or discontinue the Site without notice, and we will not be liable for any such actions.

This limitation of liability applies to all damages, including compensatory, direct, indirect, consequential, loss of data, income, profit, property, and third-party claims.

Indemnity

You agree to indemnify, defend, and hold harmless BCGL Advocates, its directors, officers, employees, consultants, agents, and affiliates from any third-party claims, liability, damages, or costs (including legal fees) arising from your breach of these terms, infringement of intellectual property rights, breach of confidence or privacy, or defamatory statements made by you.

Written Communications

You agree that communications with us will primarily be electronic. We will contact you via email or post notices on the Site. You acknowledge that this complies with any legal requirement for written communication.

Severability

If any provision of these terms is deemed invalid, unlawful, or unenforceable by a competent authority, it will be severed from the remaining terms, which will continue to be valid to the fullest extent permitted by law.

Confidentiality and Data Protection

Your use of the Site indicates your agreement with our Privacy Policy.

Governing Law and Jurisdiction

These terms are governed by Maltese law. By accessing the Site, you agree that Maltese law governs your use of the Site. The Courts of Malta have exclusive jurisdiction over any disputes arising from or related to the Site and these terms.

Other Specific Provisions

1. Client Instructions
   We assume that any individual within your organization who instructs us to act is duly authorized, unless otherwise specified.
   
   We equally assume that the entity providing initial instructions is our client unless otherwise informed in writing. If invoices are directed to another entity, responsibility for payment remains with you.
   
   
2. Information Updates:
   We are not responsible for loss of rights due to failure to provide such updates.
   
   Promptly inform us of any changes to:
   
   Primary contacts,
   Name, address, phone/fax numbers, email address,
   Any other relevant information.
   
   We are not responsible for loss of rights due to failure to provide such updates.
   
   
3. Legal Fees and Relative Costs
   
   Expense Payments:
   In addition to professional fees, clients bear all expenses incurred on their behalf, such as court fees, regulatory fees, translation costs, courier charges, travel expenses, etc.
   
   Payment on Account:
   For substantial expenses, we may require advance payment before commencing work. Work may be delayed until payment clears.
   
   Value Added Tax (VAT):
   VAT is applied to our fees and expenses at the prevailing rate.
   
   Fee Estimates:
   Estimates are based on typical transactions and may be revised if work becomes more complex or time-consuming. We will notify you of any changes.
   
   Late Payments:
   Invoices must be settled within 30 days. Late payments may incur interest charges. Non-payment can lead to work suspension and legal action for fee recovery. The risk of rights loss due to such suspensions rests with you.
   

4. Our Files
   Files retained by us and relating to briefs that we are entrusted with from time to time remain our sole property. Copies will be provided at your expense if we are requested to transfer work to other advisors. We shall only keep copies of any original document and/or contract which may be provided to us in connection with the brief/s for which we have been engaged.
   
   We retain copyright over our work, albeit you have a license to use it for its intended purpose. We equally retain the right, as authors, to object to any misuse of said work.

5. Data Protection
   Personal data will be processed according to our Privacy Notice. Clients providing third-party personal data must ensure legal compliance and indemnify us against any related claims.

6. Anti-Money Laundering
   We are mandated to verify client identities and business nature under Maltese money laundering regulations. Non-cooperation may lead to relationship termination. Reporting suspicious activities to authorities is required by law, overriding client confidentiality. We disclaim liability for losses resulting from such disclosures.

7. Termination of Agreement
   Either party may terminate this relationship with reasonable notice. Clients must settle all outstanding charges up to the termination date.